I have a love/hate relationship with on-line retailers, subscription model apps, and anything else that charges me a low monthly fee -...
The Hidden Traps within HELOC’s and Equity Loans
"Home equity is a means of accumulating wealth, not a piggy bank". Todd Emerson, Founder & CEO - Credit & Debt I have been a...
“To Plan, or Not to Plan, That is the Question.”
There is an ancient Chinese proverb that says: “The best time to plant a tree was 20 years ago. The second-best time is now.” ...
Money Doesn’t Grow on Trees
I have a love/hate relationship with one of the most popular parent quotes on personal finance. If you are under the age of 18 you...
Death by 1,000 Asks: Teaching Kids About Money Management
One of my father’s favorite sayings when I was growing up was, “Boy, you can twenty-dollar someone to death.” Why did he say that? Because...
What is the true cost of borrowing money?
It’s easy to become cash rich and asset poor. Our CEO, Todd Emerson, reveals the true cost of borrowing money.