If you’ve ever struggled with credit card debt, you might have come across the term “charged off...
What Does “Charged Off as Bad Debt” Mean?
read more
Kristin Austin
What Makes a Good Credit Score?
What is a good credit score, and how do you determine what makes it good or not? If you’ve ever...
What Is the Best Way to Pay Off Credit Card Debt?
If you're dealing with credit card debt, you're not alone. Millions of Americans struggle with...
How to Calculate Your Debt-to-Income Ratio
Managing your debt effectively starts with understanding your debt-to-income (DTI) ratio. This...
How Does Credit Card Debt Relief Work?
While it can be easy to get into debt, getting out can be a real challenge. High interest rates,...
What Is a Debt Management Plan?
The number of Americans with debt is at an all-time high. Total household debt reached $17.5...
11 Credit Card Debt Management Strategies
Are you drowning in credit card debt? Feeling like those minimum payments are barely making a...
What Is Debt Settlement and How Does It Work?
Debt settlement is an approach to resolving unsecured debts such as credit cards and medical bills...
10 Ways to Get Out of Debt Fast
When you’re in debt, you might feel alone. But you’re not – total household debt reached $17.5...
What Is a Debt Validation Letter?
If you've been contacted by a debt collection agency about an outstanding debt, you should have...
5 Credit Card Debt Negotiation Strategies
Do you ever lie awake at night staring at the ceiling, the weight of your credit card debt...
What are Interest Rates? How Does Interest Work?
Interest rates are a fundamental aspect of the financial world, impacting everything from loans to...