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Quadpay (Zip): Is Paying Later Worth It?

Quadpay — now Zip — is a “Buy now. Pay later.” platform. They allow you to “split any purchase into 4 interest‑free installments over 6 weeks” which sounds amazing, right? But what are the risks? And what’s the catch? Keep reading to learn more. How does Quadpay (Zip)...

“Car Dealership Ran My Credit Multiple Times” – Here’s What to Do

If you’ve been vehicle shopping recently, you might have noticed that the car dealership ran your credit multiple times. Don’t panic just yet! We’re here to explain why the car dealership ran multiple hard inquiries on your credit report, and what it means for you....

How Balance Transfers Work: Do Balance Transfers Hurt Your Credit?

Many people wonder how balance transfers work and if balance transfers hurt their credit score. Balance transfers are a good idea when they can save you money.  They may be a good option for you if you have credit card debt with a high Annual Percentage Rate...

How to Build Credit While in College

Just like a college degree, good credit can create financial possibilities you only ever dreamed of. But unfortunately, starting to build credit in college can be a bit tricky if you don’t know where to get started. If your goal is to graduate with good credit, keep...

Credit cards for building or rebuilding credit are available 🛠️

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