Money Tips & Resources ✍

What Can Be Used as Collateral for a Personal Loan?

by | July 19, 2024 | Debt, Loans | 0 Comments

It's critical to clearly understand collateral when considering a secured personal loan. Collateral can significantly impact your loan...
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What is a Balance Transfer Credit Card?

by | July 18, 2024 | Credit, Debt | 0 Comments

Managing credit card debt can be challenging, especially with high interest rates. One effective strategy is using a balance transfer...
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Who Can Access Your Credit Report Without Permission?

by | July 3, 2024 | Credit | 0 Comments

Your credit report contains a lot of sensitive information such as your Social Security number, past addresses, and employment history....
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The True Cost of Owning a Home and How to Budget for It

by | July 2, 2024 | Budgeting, Debt | 0 Comments

Buying a home is a significant milestone, but it's essential to understand the true cost of owning a home beyond the purchase price. From...
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2025 Tax Planning Made Easy: Key Changes and Strategies

by | June 25, 2024 | Budgeting | 0 Comments

When it comes to planning for the 2024 tax year (due in 2025), the earlier you can start, the better. Understanding the changes and...
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Money Psychology: What’s Your Money Mindset?

by | June 25, 2024 | Budgeting, Debt | 0 Comments

Understanding your money mindset can profoundly impact your financial decisions and well-being. Your beliefs and attitudes toward money...
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52 Week Money Saving Challenge [2024]

by | June 12, 2024 | Budgeting | 0 Comments

Saving money can be a challenge. Every time it seems as if you are caught up, an abrupt change of events occurs and your wallet is drained...
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Top Side Hustles of 2024

by | June 5, 2024 | Budgeting | 0 Comments

Looking to make some additional income without quitting your day job? Whether you're looking to grow your savings account or want more...
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5 Ways to Track Your Goals

by | June 4, 2024 | Budgeting, Credit, Debt | 0 Comments

Setting goals is a crucial step towards achieving success in any area of life, especially financial goals. However, tracking those goals...
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How to Plan for Retirement at Every Life Stage

by | June 4, 2024 | Budgeting, Credit | 0 Comments

Planning for retirement can seem daunting, but breaking it down into actionable steps at each stage of your life can make it more...
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Credit Card Debt Resolution: What It Means

by | May 31, 2024 | Debt | 0 Comments

Credit card debt can feel overwhelming, but understanding your options for resolution can help you take control of your financial...
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How to Interpret Debt Collection Letters

by | May 31, 2024 | Debt | 0 Comments

Have you received a letter informing you of an outstanding debt? You're not alone. Debt collection notices can be intimidating and packed...
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How to Calculate Your Debt-to-Income Ratio

by | May 30, 2024 | Debt | 0 Comments

Managing your debt effectively starts with understanding your debt-to-income (DTI) ratio. This guide helps you calculate your DTI ratio so...
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How Does Credit Card Debt Relief Work?

by | May 30, 2024 | Debt | 0 Comments

While it can be easy to get into debt, getting out can be a real challenge. High interest rates, late fees, and minimum payments that...
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What Is a Debt Management Plan?

by | May 24, 2024 | Debt | 0 Comments

The number of Americans with debt is at an all-time high. Total household debt reached $17.5 trillion last year. Being in debt can feel...
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What Is the Best Way to Pay Off Credit Card Debt?

by | May 23, 2024 | Debt | 0 Comments

If you're dealing with credit card debt, you're not alone. Millions of Americans struggle with carrying balances and paying high interest...
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What Is a Debt-to-Income Ratio?

by | May 23, 2024 | Debt | 0 Comments

Your debt-to-income (DTI) ratio is a financial metric that lenders use to assess your ability to manage monthly debt payments relative to...
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How to Pay Off Credit Card Debt

by | May 21, 2024 | Debt | 0 Comments

For many, credit card debt can be a major burden to financial well-being. But don't worry – taking control of your debt is possible. In...
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11 Credit Card Debt Management Strategies

by | May 20, 2024 | Debt | 0 Comments

Are you drowning in credit card debt? Feeling like those minimum payments are barely making a ripple, while interest charges keep piling...
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What Is Debt Settlement and How Does It Work?

by | May 17, 2024 | Debt | 0 Comments

Debt settlement is an approach to resolving unsecured debts such as credit cards and medical bills for less than the total amount owed....
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