Money Tips & Resources ✍🏼

Quadpay (Zip): Is Paying Later Worth It?

by | November 30, 2021 | Credit | 0 Comments

Quadpay — now Zip — is a “Buy now. Pay later.” platform. They allow you to “split any purchase into 4 interest‑free installments over 6...
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Family Travel on a Budget: Tips for Finding Travel Deals

by | November 19, 2021 | Budgeting | 0 Comments

Costs add up quickly when you have a family! But that shouldn’t stop you from planning your dream vacation. We’ve mapped out how you can...
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How to Read Credit Card Statements & Balances

by | November 8, 2021 | Debt | 0 Comments

Getting a credit card is an exciting milestone in life, just like getting your driver’s license or turning 21. But it can be confusing to...
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“Car Dealership Ran My Credit Multiple Times” – Here’s What to Do

by | November 5, 2021 | Credit | 0 Comments

If you’ve been vehicle shopping recently, you might have noticed that the car dealership ran your credit multiple times. Don’t panic just...
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FAFSA Documents Checklist: What You Need to Fill Out the FAFSA

by | August 28, 2021 | Loans, Student Loans | 0 Comments

The Free Application for Federal Student Aid (FAFSA) is a form used to determine a student’s eligibility for financial aid, including...
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How Balance Transfers Work: Do Balance Transfers Hurt Your Credit?

by | August 26, 2021 | Credit | 0 Comments

Many people wonder how balance transfers work and if balance transfers hurt their credit score. Balance transfers are a good idea when...
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How to Build Credit While in College

by | August 25, 2021 | Credit | 0 Comments

Just like a college degree, good credit can create financial possibilities you only ever dreamed of. But unfortunately, starting to build...
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How to Get Out of Credit Card Debt

by | July 19, 2021 | Debt | 0 Comments

If you’re like most people, chances are you have credit card debt. In fact, according to Value Penguin, the average debt per American...
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Can’t Pay Your Student Loans? Here’s What to Do

by | July 16, 2021 | Student Loans | 0 Comments

When you can’t afford to pay your student loans, it can be a huge stressor. What happens if you don’t pay your student loans at all, or...
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Wells Fargo’s Decision Might Hurt Your Credit Score

by | July 8, 2021 | Credit | 0 Comments

Are you a Well's Fargo customer? If you have a personal line of credit with Wells Fargo, it's highly likely that your credit score will be...
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Recurring Payments: The Gifts that Keep on Taking, and Taking, and Taking…

by | June 11, 2021 | Debt Diaries | 0 Comments

I have a love/hate relationship with on-line retailers, subscription model apps, and anything else that charges me a low monthly fee -...
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Military Finance: Benefits & Programs for Service Members

by | June 9, 2021 | Budgeting | 0 Comments

Life as a United States military service member, and later on as a veteran, comes with great experiences and special financial...
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Military Budgeting 101 – Tips for Service Members

by | June 7, 2021 | Budgeting | 0 Comments

Military service members and their families understand there should always be a plan. And having a budget is just that! It represents...
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Mortgage Refinancing: Everything You Need to Know

by | May 18, 2021 | Loans | 0 Comments

Refinancing a mortgage gives homeowners the opportunity to save money or access equity. Keep reading to understand the process and start...
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Filing Tax Returns: Everything You Need to Know

by | May 10, 2021 | Budgeting | 0 Comments

You’ve probably heard the old saying: “in this world, nothing is certain except death and taxes.” And while that’s true for most people,...
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The Debt Avalanche Method: Try this Debt Relief Strategy

by | May 4, 2021 | Debt | 0 Comments

The debt avalanche method helps you pay down your debt by starting with the highest interest rate loans first.  This strategy has the...
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The Debt Snowball Method: How to Pay Off Your Debt

by | May 4, 2021 | Debt | 0 Comments

The debt snowball method helps you pay off your debt by starting with your smallest debt balance first and then tackling the larger ones....
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Student Loans: Everything You Need to Know

by | April 26, 2021 | Loans | 0 Comments

Financial barriers shouldn’t get between you and your education. If you need money for school, you may consider applying for a student...
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Payday Loans: Everything You Need to Know

by | April 16, 2021 | Loans | 0 Comments

Payday loans are an option for anyone in a sticky financial situation. But, they come at a cost. Keep reading to learn more about how they...
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Credit Cards: Everything You Need to Know

by | April 16, 2021 | Credit | 0 Comments

A credit card allows you to borrow money to buy almost anything you want. However, they come with added costs such as interest and fees –...
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Do you have questions about how to manage your money, reduce your debt, or improve your credit score? We have answers!

Credit & Debt provides answers to all of the financial questions life may throw at you. Explore our articles and videos below to find answers. Or, reach out to our financial expert, Abby, for a personalized video at askabby@creditanddebt.org.