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Financial Resources, Articles, & Advice

Do you have questions about how to manage your money, reduce your debt, or improve your credit score? We have answers!

Credit & Debt provides answers to all of the financial questions life may throw at you. Explore our articles and videos below to find answers. Or, reach out to our financial expert, Abby, for a personalized video at askabby@creditanddebt.org.


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Credit & Debt provides the most up-to-date financial literacy news, tips, and tricks to make sure you can find the DIY debt help and financial advice you need. Explore our articles to find detailed information on the financial guidance you need!

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Ask Abby is Credit & Debt’s LIVE show where Abby answers all your questions about credit, debt, and your finances. Abby is a financial expert and is ready to help you manage your money better and find the best debt payoff solutions out there.

Top Articles & Videos

Wells Fargo’s Decision Might Hurt Your Credit Score

Library – Credit News

If you have a personal credit line with Wells Fargo, then you received a notice that they are closing your account. It might hurt your credit score, so click to read what you can do to minimize the impact.

Credit

Recurring Payments: The Gifts that Keep on Taking, and Taking, and Taking…

Todd Talks | Debt Diaries

Recurring subscription services are convenient, but what’s the real cost? Todd Emerson, CEO of Credit & Debt, weighs in on the true cost of recurring payments.

Debt Diaries

Military Finance: Benefits & Programs for Service Members

Library – Military & Veterans

As a military service member or veteran, you face unique life experiences financial circumstances. Here are some financial resources and programs that can help you manage your finances efficiently.

Budgeting

Military Budgeting 101 – Tips for Service Members

Library – Military & Veterans

If you’re in the military and don’t know where to start with a budget, this Budgeting 101 guide is for you. Click to read more.

Budgeting

Mortgage Refinancing: Everything You Need to Know

Loan Resources

Refinancing a mortgage let’s you get lower interest rates and save money on your home. Click to learn more.

Loans

Filing Tax Returns: Everything You Need to Know

Budgeting Resources

Taxes are confusing, but the process doesn’t have to be. Click to read how to file federal and state tax returns this year.

Budgeting

The Debt Snowball Method: How to Pay Off Your Debt

Library – Debt Resources

The debt snowball method helps you strategically pay off your debts in a specific order to get out of debt faster. Click to learn what it is and how to use it.

Debt

The Debt Avalanche Method: Try this Debt Relief Strategy

Library – Debt Resources

The debt avalanche method is similar to the debt snowball method but with a key difference. Click to learn how it may help you pay off your debt faster.

Debt

Student Loans: Everything You Need to Know

Library – Debt Resources

Financial barriers shouldn’t get between you and your education. If you need money for school, you may consider applying for a student loan. Click to read about your options and how student loans work.

Loans

Payday Loans: Everything You Need to Know

Library – Debt Resources

A payday loan is a short-term, high-cost loan that you can use to cover any immediate cash needs. But what’s the catch? Click to read more.

Loans

Credit Cards: Everything You Need to Know

Library – Credit Resources

Credit cards allow you to borrow money & establish credit. But you need to be careful with your spending! Click to learn more.

Credit

Hard Money Loans: Everything You Need to Know

Library – Debt Resources

Is a hard money loan a good idea? It could be a way to get the cash you need (and fast, too). Keep reading to learn exactly what the process entails.

Loans

Personal Loans: Everything You Need to Know

Library – Debt Resources

A personal loan can be beneficial depending on your circumstances. Click to learn more about the pros and cons of personal loans.

Loans

Bankruptcy: Everything You Need to Know

Library – Debt Resources

Bankruptcy is a scary word. But it could offer the financial solace you need when a financial situation has become too overwhelming to bear. Keep reading to learn exactly what it is and how it may not be as terrifying as you think.

Debt

Watch Out! Debt Collectors Can Take Your 3rd Stimulus Check. What Can You Do?

Financial Management

The third round of stimulus checks for COVID-19 relief started going out this past weekend. But will you see that precious #StimmyCheck?

Debt

Repairing Bad Credit: Everything You Need to Know

Library – Credit Resources

Good credit is the entryway to those big-ticket financial decisions that make a difference in your life. If your credit score could use a pick-me-up but you’re not quite sure how to do it, it might be time to initiate the credit repair process. Keep reading to learn everything you need to know about repairing bad credit!

Credit

Debt Settlement: Everything You Need to Know

Library – Debt Resources

Debt settlement allows you to resolve your debt with a lender by negotiating to pay less than what you owe. Click to read everything you need to know.

Debt

Debt Management Plans: Everything You Need to Know

Library – Debt Resources

Debt Management Plans (DMPS) can help manage your payments and reduce accruing debt. Click to read everything you need to know about DMPs.

Debt

Debt Consolidation: Everything You Need to Know

Library – Debt Resources

Debt consolidation might be an option for you if you need help digging yourself out of a financial hole.

Debt

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