Money Tips & Resources ✍🏼

The Hidden Costs of Debt (And How to Break Up With It)

Debt is an almost inescapable companion in the modern financial landscape. The financial burdens that come with it are obvious, but the...

How to Get Out of Debt and Manage Finances in 2024

Is your New Year’s resolution to get out of debt and manage your finances better in 2024? As we step into the New Year, it's essential to...

3 Tips to Create a Holiday Budget for Debt-Free Holidays

The holiday season is a time of joy and celebration. However, the looming financial strain from holiday spending spoils many people's...

How to Save Money During the Holidays

The holidays are right around the corner! As such, there's a good chance you've already started to buy gifts, decorations, plane tickets,...

Can’t Pay Student Loans? Here’s What You Should Do

Student loans are one of the hottest topics in the United States right now and a common source of financial hardship. For a while, it was...

Is Refinancing Student Loans Worth It?

It's no secret that student loans are one of the top causes of debt in the United States. According to Forbes, there's a total of $1.75...

7 Ways to Lower Student Loan Payments

We've all been there. That moment when you peek at your bank statement, only to get that sinking feeling. You realize a chunk of your...

9 Ways to Protect Yourself from Credit Card Fraud

Imagine: you're sitting at a café sipping on your morning latte, feeling productive as you review your credit report on your phone....

How to Budget and Build Credit in College

Looking to build credit in college? Heading off to college means more than just hitting the books; it's also about taking charge of your...

How to Save on School Supplies

Ready to shop for back-to-school supplies, but worried about the impact it’s going to have on your wallet? We’re here to help. In this...

Tips to Budget and Save for a Big Purchase

Are you looking to save for a big purchase like a new car, your dream vacation, or your first home? To ensure a smooth and successful...

3 Tips for Choosing the Right Insurance

Whether you own a home, run a business, or just want some peace of mind, choosing the right insurance coverage is a must. In this blog, we...

Family Travel on a Budget: Tips for Finding Travel Deals

Costs add up quickly when you have a family, but that shouldn’t stop you from planning your dream vacation. We’ve mapped out how you can...

9 Tips to Save Money During the Summer

Ah, summertime. A season of sun-soaked adventures, carefree moments, and well-deserved relaxation. But despite the seeming perfection of...

What You Need to Know Before You Open a New Credit Card

Opening a new credit card can be a great way to build your credit history and earn rewards for products or services. However, it's...

How Can Credit Cards Help Your Credit Score?

In today's financial landscape, your credit score holds the power to make or break your financial health. With the potential to save or...

6 Smart Ways to Use Your Tax Refund

Are you receiving a tax refund? Before you start planning a shopping spree, consider putting that money to good use. This blog shares six...

What is the Relationship Between Credit and Debt?

Do you know the relationship between credit and debt? How each play a part in supporting your overall financial journey? You're not alone...

How To Manage Your Credit Card Payments?

Total credit card debt set a record of $930.6 billion last year, according to CNBC. Managing credit card payments isn’t easy, but an...

How to Break Up with Your Debt

Are you stuck in a relationship with your finances – or lack thereof – and often thinking about whether you should break up? Ending a...

Search our resources:

Do you have questions about how to manage your money, reduce your debt, or improve your credit score? We have answers!

Credit & Debt provides answers to all of the financial questions life may throw at you. Explore our articles and videos below to find answers. Or, reach out to our financial expert, Abby, for a personalized video at askabby@creditanddebt.org.