Total credit card debt set a record of $930.6 billion last year, according to CNBC. Managing credit card payments isn’t easy, but an...
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Understanding credit can be confusing, but it doesn’t have to be.
If you’re looking for self-help credit advice and tips, we’ve curated our top articles, guides, and resources about improving your credit, how to get the most out of credit cards, understanding your credit score, and more.
At What Age Can I Get a Credit Card?
Building good credit is one of those things in life that just seems so “adult.” And it’s especially important in an ever-growing cashless...
Why Did My Credit Score Go Down? 10 Reasons Why It Changed
“Why did my credit score go down when nothing changed?” This is a common question our financial coaches are asked. The truth is, credit...
Understanding Business Credit Scores vs. Personal Credit Scores
Just like personal credit scores, business credit scores indicate to lenders, credit agencies, vendors or suppliers just how reliable you...
What is the Minimum Credit Score to Buy a House?
So it’s time to buy a home! Typically, you need a credit score of at least 620 to secure a loan from a qualified lender. This score...
Quadpay (Zip): Is Paying Later Worth It?
Quadpay — now Zip — is a “Buy now. Pay later.” platform. They allow you to “split any purchase into 4 interest‑free installments over 6...
“Car Dealership Ran My Credit Multiple Times” – Here’s What to Do
If you’ve been vehicle shopping recently, you might have noticed that the car dealership ran your credit multiple times. Don’t panic just...
How Balance Transfers Work: Do Balance Transfers Hurt Your Credit?
Many people wonder how balance transfers work and if balance transfers hurt their credit score. Balance transfers are a good idea when...
How to Build Credit While in College
Just like a college degree, good credit can create financial possibilities you only ever dreamed of. But unfortunately, starting to build...
Wells Fargo’s Decision Might Hurt Your Credit Score
Are you a Well's Fargo customer? If you have a personal line of credit with Wells Fargo, it's highly likely that your credit score will be...