Many people wonder how balance transfers work and if they can negatively affect your credit score....
How Balance Transfers Work: Do Balance Transfers Hurt Your Credit?
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Abigail Masterson
What to do If a Debt Collector Calls You
Debt Collectors Keep Calling Me! No one likes getting calls from debt collectors. Owing...
Quadpay (Zip): Is Paying Later Worth It?
Zip — formerly Quadpay — is a “Buy now. Pay later.” platform. They allow you to “split any...
“Car Dealership Ran My Credit Multiple Times” – Here’s What to Do
If you’ve been vehicle shopping recently, you might have noticed that the car dealership ran your...
![52 Week Money Saving Challenge [2024]](https://creditanddebt.org/wp-content/uploads/2020/05/cd-resources-AA016-400x250.jpg)
52 Week Money Saving Challenge [2024]
Saving money can be a challenge. Every time it seems as if you are caught up, an abrupt change of...
Spending Habits Can be Changed
Many people will agree that working to improve their financial situation, repay debt, and better...
Family Travel on a Budget: Tips for Finding Travel Deals
Costs add up quickly when you have a family, but that shouldn’t stop you from planning your dream...
At What Age Can I Get a Credit Card?
Building good credit is one of those things in life that just seems so “adult.” And it’s...
Are Emergency Same Day Loans a Bad Idea?
Financial emergencies often happen quickly and unexpectedly. When you don’t have the cash you...
How to Plan and Save Money for a Family Vacation
Family vacations create some of the best memories you and your loved ones could ever experience...
How Much to Budget for Vacation – Free Vacation Budget Worksheet
Going on a vacation can relieve built-up mental and physical stress. You don’t want to ruin that...
What Happens If You Don’t Pay Medical Bills?
Your health is more important than any credit score and when the unexpected happens (as it usually...