Debt
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“Ask Abby” is a weekly segment provided by Credit & Debt that answers YOUR burning questions about debt, credit, and anything financial. Tune in LIVE every Wednesday @12:30pm (Pacific) on our Credit & Debt Facebook Page and learn from Abby how you can take charge of your finances.
You can learn more about Abby if you tune into her Facebook show, subscribe to the C&D YouTube channel, and follow her Ask Abby Facebook Page! If you have a question you’d like Abby to answer, you can email her at askabby@creditanddebt.org.
Today, we’re talking about financing a television the Best Buy way. With several payment options, retailers make it easy for you to purchase electronics. But what’s the true cost of financing or renting to own a TV? Is zero 0% interest real? We’ve got some tips for you on how to make a smart TV purchase! 🙌📺💸
👩🎓What are Parent PLUS loans, and should you take one out to help your child pay for college? While these loans are pretty simple to get, there are major pros and also major cons associated with taking out a Parent PLUS loan. What do you want to know about these loans?!
Today, we’re talking about unemployment benefits and how to really maximize them for your needs! If you’re receiving benefits right now and/or will be soon, you really want to make sure that you’re investing them in good places. We’ve got some tips for you on how to do just that! 🙌💸
Are you still waiting on your stimulus check? Well, it turns out some Americans accidentally threw them out thinking their payment was a scam! If you’re still waiting on a check, take just a few minutes to watch this video and figure out how to speed up the process.
How do student loans affect my credit score? 🎓💰 Like any loan, student loans are reflected in your credit history, and they have a notorious reputation for keeping you in debt. But just how will they affect my score and will they prevent me from making purchases in the future? We’ve got the answers for you!
We’re talking about government stimulus benefits, what’s happening now and what’s to come. 💸❓For most of the country, the additional $600 unemployment expired last Friday, and many Americans are wondering what to expect moving forward regarding the CARES Act. Will there be another stimulus check? We did some digging and here is the most up-to-date information we could find!
What resources or legislations are out there currently to help relieve your student loan payments during the pandemic? 💸 🎓 We did the research for you! Watch and listen to your options. We’re covering several types of student loans. If you don’t hear something that helps your particular situation, give our FREE coaches a call for help! 🙌
Ever wonder how all of your financial moves affect your credit score? You know they do…but to what extent + how do the bureaus calculate it? We’ve got the lowdown for you on today’s episode of Ask Abby. Watch, discover, and join in with any credit score questions you have. ✔️ 💯
COVID-19 stimulus checks are starting to go out! 💸 We’re covering the who, what, when, and how for you.
Watch out for scams! Unfortunately, with the government giving out #stimuluschecks 💸, there are plenty of scammers trying to take advantage. Today, we are highlighting a few known scams to help keep you and your info safe! The best thing to remember is, if it feels off, it probably is.
Today we’re talking to Jennifer Rodriguez, one of Credit.org’s STELLAR coaches! She’s an expert in budgeting, money management, and much more! 📈💰 Tune in and hear her take on the COVID-19 situation and its effect on you and your finances.
Don’t just use this #socialdistancing time to spring clean your house – do the same for your finances! 💰 It’s time to get rid of that old subscription you’ve been paying but have never used… Here are Abby’s tips on how to reevaluate your money and set (and keep!!) budgets for the future! 📈
Today, we have a list of 3 things you should and should not be doing with your money under the current environment and economic changes. 💰👍
Your stimulus check ran out…now what? You still have options! We’re laying out some tips and steps to take if money is still tight and you need cash soon. 💸👍
What should you do if you have debt on multiple credit cards? Should you get a consolidation loan? Today, we’ve got some tips for you on how to manage credit card debt, even if your credit isn’t so hot! Ask us anything you want to know about credit card debt…or ask for a friend 😜 💳
What should you do when you can’t afford your car payments due to Covid-19? 🚘 Before you stress about repossession, there are steps you can take to gain some time and keep your car. Everyone is facing a unique situation and lenders are expanding forbearance and deferment options.
Today, we’re talking about how to avoid getting scammed at the dealership. 🤔 Millions of people have auto loans, and unfortunately, some buyers are taken advantage of.
Today we’re giving you 5 ways to get your Cash Flow problems in check. Tracking your expenses and really knowing where you money is going is one of the best ways you can have a handle on your finances and make sure that your hard-earned cash goes where you need it most!
Let’s talk car refinancing. 🚘💰 When is the best time to refinance your car, how can it lower your payments, and how do I make sure I’m getting a great deal? 🤷♀️ We also know that it’s not the easiest thing to do if you don’t have good credit, but it’s not impossible. Watch as we break it down for you step by step.
What is a student loan refi and how do you know whether it’s the right move? 🎓🤷♀️ If you’re stuck with a high interest rate on your student loan, you may be able to refinance to get a lower one, or even if you just want to lower your monthly payments, a refi could be right for you.
Fretting about a low score? We’ve got you covered. If your score’s not looking too hot, there are a few easy things you can do right now to help raise it up. Check out today’s Ask Abby episode for 5 Ways To Improve Your Credit Score! Interact with us + ask your questions in the comments 🙌
Today we’re talking RENT and COVID-19. What should I do if I find myself not able to make rent payments right now? How do I even begin talking to my landlord? What options are there for me?! If you’re asking yourself any of these questions (or others), tune in and comment below. 🏠 🤷♂️👇
Attention current college students, future grads, and parents – this is how you build your credit before you (or your kids) enter the workforce! We’re interviewing Peyton, who’s done an incredible job navigating higher education, work AND her finances.
We’re diving into the wonderful world of CREDIT SCORES. 💸 Most of you have checked your score ✅ but we’re giving you the scoop on why you should really treat your credit score like a friend.
We partner with Basic Finance to help you understand and empower your finances! Watch Basic Finance’s short and sweet videos that will help you become more financially literate in no time at all. Want to see more Basic Finance videos? Subscribe to the Basic Finance YouTube channel!
If you have questions about budgeting, student loans, debt, or credit, we are here to help. Reach out to us at info@creditanddebt.org to get in touch with the C&D and Basic Finance team.
Have you struggled with your personal finances? Basic Finance is here to fix that.
Almost everyone struggles in some aspect with their personal finances. This short video will introduce you to 7 tried and true budgeting principles to help you get on the road to success.
APR can be pretty complex, but it’s important to understand. In this video we break it all down and walk you through some simple calculations so you can better understand your own APR through your credit card company.
Interest has a big role in almost every financial situation, so it’s important to know exactly what it is. This video briefly reviews some of the basic principles of interest including compound interest, APR, and APY.
Learn the Importance of planning your college finances in part one of this video series.
Despite good intention, college students and their parents often have a bit of a disconnect when it comes to finances. This disconnect can potentially leave them both in a rough situation later on down the road.
Forecasting your college degree is one of the most important financial moves you could make. We want to make it easy for you to predict and track all of your revenues and expenses throughout college.
Preparing financially for college while you’re in high school can seem pretty overwhelming. By developing a few simple habits you can get ahead in many ways!
What if you decided to invest your money in the stock market rather than spending it on a new IPhone? The numbers WILL surprise you. Saving almost always pays off.
Paying off your student loans can seem really overwhelming. With these five simple habits, you’ll be able to tackle those loans and reach financial freedom sooner than you think.
If you have a low credit score, hope is not lost! Here we provide you with simple tips that will help you get your Credit Score under control.
Your credit score is much more than just a number. Find out what a credit score means and learn more about what can affect your credit score!
Credit cards have become a piece of our everyday lives. What are the real costs and benefits of using a credit card?
Investing in the Stock Market can be complex, but it is not as hard to start investing as you may think. This video walks through the six simple steps you need to take in order to get started.
This video explores three different long term ways to help you save and build your wealth. These personal finance tips are extremely simple, and relatively easy to do!
This simple video explains the main differences between mutual funds and index funds.
Understanding the time value of money is a must. This simple video covers inflation, compound interest, and the actual equation behind future value calculations.
Roth IRAs are not sexy or glamorous, but they certainly can help you build your nest egg. This video hits on the key features of Roth IRAs, and gives several examples of just how powerful they can be.
Many people get themselves into trouble when they take out a loan without understanding how they really work.
Life, death, and…. taxes. Taxes are a fact of life. When you make money you must pay them! This simple video explains the basics, which include I-9, W-4, and W-2 forms, as well as tax brackets.
Understand the basic principles of saving with Basic Finance in just two minutes. Learn about lifestyle creep, compound interest, security, and more! Saving might not be sexy, but it’s the key to a lifetime of success.
Ever wondered about the stock market? Take two minutes out of your day and learn the basics with this simple video.
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