Money Tips & Resources ✍

How Many Credit Cards Are Too Many?

by | October 1, 2024 | Credit | 0 Comments

Credit cards play an essential role in personal finance, offering a convenient way to make purchases, build credit, and earn rewards. But...
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What Happens if You Miss a Car Payment?

by | September 18, 2024 | Credit, Debt | 0 Comments

Financial stability is a crucial aspect of personal well-being, and missing a car payment can be a significant source of stress. A missed...
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What to do If a Debt Collector Calls You

by | September 10, 2024 | Debt | 0 Comments

Debt Collectors Keep Calling Me!   No one likes getting calls from debt collectors. Owing money to a group of strangers who have ...
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How to Pay Off Debt Fast 

by | September 3, 2024 | Debt | 0 Comments

Paying off your debt fast comes with many short-term and long-term benefits. It can help you build strong credit over time with a positive...
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How Can Credit Cards Help Your Credit Score? 

by | August 29, 2024 | Credit | 0 Comments

In today’s financial landscape, your credit score holds the power to make or break your financial health. With the potential to save or...
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Missed Credit Card Payment by 1 Day? Here’s What Happens if you Miss a Credit Card Payment 

by | August 28, 2024 | Credit | 0 Comments

Missing a credit card payment, even by just a day, can have a series of consequences that might surprise you. Whether it’s an oversight or...
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What Makes a Good Credit Score?

by | August 15, 2024 | Credit | 0 Comments

What is a good credit score, and how do you determine what makes it good or not? If you’ve ever applied for a significant loan, like for a...
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How Do Medical Bills Affect Your Credit?

by | August 9, 2024 | Credit, Debt | 0 Comments

Dealing with medical bills can be overwhelming, especially when you're unsure how they might affect your credit score. Understanding the...
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What Is the Best Way to Pay Off Credit Card Debt?

by | August 9, 2024 | Debt | 0 Comments

If you're dealing with credit card debt, you're not alone. Millions of Americans struggle with carrying balances and paying high interest...
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Quadpay (Zip): Is Paying Later Worth It?

by | August 5, 2024 | Credit | 0 Comments

Zip — formerly Quadpay — is a “Buy now. Pay later.” platform. They allow you to “split any purchase into 4 interest‑free installments over...
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How Balance Transfers Work: Do Balance Transfers Hurt Your Credit?

by | August 5, 2024 | Credit | 0 Comments

Many people wonder how balance transfers work and if balance transfers hurt their credit score. Balance transfers are a good idea when...
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“Car Dealership Ran My Credit Multiple Times” – Here’s What to Do

by | August 5, 2024 | Credit | 0 Comments

If you’ve been vehicle shopping recently, you might have noticed that the car dealership ran your credit multiple times. Don’t panic just...
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Does Debt Consolidation Affect Buying a Home?

by | July 30, 2024 | Debt | 0 Comments

Debt consolidation can be a helpful tool for managing multiple debts, but does debt consolidation affect buying a home? This article...
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Pay Off Debt or Save for Emergencies: Which Comes First?

by | July 29, 2024 | Budgeting, Debt | 0 Comments

Deciding whether to pay off debt or save for emergencies is a nuanced and often challenging decision. Both priorities are crucial for...
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What Can Be Used as Collateral for a Personal Loan?

by | July 19, 2024 | Debt, Loans | 0 Comments

It's critical to clearly understand collateral when considering a secured personal loan. Collateral can significantly impact your loan...
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What is a Balance Transfer Credit Card?

by | July 18, 2024 | Credit, Debt | 0 Comments

Managing credit card debt can be challenging, especially with high interest rates. One effective strategy is using a balance transfer...
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Who Can Access Your Credit Report Without Permission?

by | July 3, 2024 | Credit | 0 Comments

Your credit report contains a lot of sensitive information such as your Social Security number, past addresses, and employment history....
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The True Cost of Owning a Home and How to Budget for It

by | July 2, 2024 | Budgeting, Debt | 0 Comments

Buying a home is a significant milestone, but it's essential to understand the true cost of owning a home beyond the purchase price. From...
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2025 Tax Planning Made Easy: Key Changes and Strategies

by | June 25, 2024 | Budgeting | 0 Comments

When it comes to planning for the 2024 tax year (due in 2025), the earlier you can start, the better. Understanding the changes and...
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Money Psychology: What’s Your Money Mindset?

by | June 25, 2024 | Budgeting, Debt | 0 Comments

Understanding your money mindset can profoundly impact your financial decisions and well-being. Your beliefs and attitudes toward money...
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