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Do you have questions about how to manage your money, reduce your debt, or improve your credit score? We have answers!
Credit & Debt provides answers to all of the financial questions life may throw at you. Explore our articles and videos below to find answers. Or, reach out to our financial expert, Abby, for a personalized video at askabby@creditanddebt.org.
10 Practical Tips to Get Out of Debt Quickly
Embarking on a journey towards a debt-free life may seem daunting, but with discipline and...
Cash-Out Refinance: How It Works and When to Do It
Accessing the equity in your home through a cash-out refinance can be a strategic financial move,...
Should You Trade In Your Car or Sell It?
Should you trade in your car or sell it privately? Deciding between these two options involves...
5 Essential Steps Before Buying Your First Home
Buying a home is a significant milestone that requires careful preparation to navigate...
Understanding the Impact of Credit Scores on Home Loan Approval
Your credit scores play a crucial role in determining your eligibility for a home loan....
Survey Reveals Student Loan Challenges and the Need for Solutions
Credit & Debt®, an IDIQ® financial wellness platform dedicated to empowering people to make...
Pros and Cons of Clearing Old Delinquent Credit Card Debt
Managing finances involves a nuanced understanding of when to address old delinquent credit card...
Understanding Credit Scores and Credit Limit
In the realm of personal finance, comprehending the nuances of credit scores and credit limits is...
Top 5 Tips: How to Successfully Clear Your Credit Card Debt
Clearing your credit card balances is a pivotal step toward achieving true financial freedom....
Envelope Budgeting: Does it Work?
Managing finances effectively often requires adopting suitable budgeting methods that align with...
Good Debt and Bad Debt: A Practical Guide
Before embarking on any borrowing endeavor, it's imperative to evaluate whether the loan aligns...
How Many Credit Cards Are Too Many?
With modern approval processes, applying for new credit cards from a card issuer such as a credit...