Money Tips & Resources ✍

What Can Be Used as Collateral for a Personal Loan?

by Kristin Austin | February 12, 2025 | Debt, Loans | 0 Comments

It's critical to clearly understand collateral when considering a secured personal loan. Collateral can significantly impact your loan...

Does Debt Consolidation Affect Buying a Home?

by Kristin Austin | January 10, 2025 | Debt | 0 Comments

Debt consolidation can be a helpful tool for managing multiple debts, but does debt consolidation affect buying a home? This article...

How Buy Now Pay Later Plans Impact Your Credit

by Tyler Brunell | November 25, 2024 | Credit, Debt | 0 Comments

Buy now pay later (BNPL) options have rapidly gained popularity. In fact, more than 100 million Americans have used BNPL, and the global...

How Does a Balance Transfer Affect Your Credit?

by Tyler Brunell | November 8, 2024 | Credit, Debt | 0 Comments

A balance transfer allows you to move an existing credit card balance to a new card, often with a lower or even 0% introductory interest...

How Balance Transfers Work: Do Balance Transfers Hurt Your Credit?

by Abigail Masterson | October 31, 2024 | Credit, Debt | 0 Comments

Many people wonder how balance transfers work and if they can negatively affect your credit score. Balance transfers are a powerful tool...

6 Signs Financial Coaching Is Right for You

by Tyler Brunell | October 23, 2024 | Budgeting, Credit, Debt, Loans | 0 Comments

Managing your finances can be complicated and overwhelming, especially when you're trying to balance short-term needs with long-term...

What Does “Charged Off as Bad Debt” Mean?

by Kristin Austin | October 18, 2024 | Debt | 0 Comments

If you’ve ever struggled with credit card debt, you might have come across the term “charged off as bad debt.” This seemingly ominous...

Debt Counseling vs. Debt Management: Which is Right for You?

by Tristini Tomlinson | October 16, 2024 | Debt | 0 Comments

Debt-related stress is a pervasive issue that affects millions of individuals and families, often leading to anxiety, health problems, and...

How to Get Out of Medical Debt

by Brian Acton | October 10, 2024 | Debt | 0 Comments

Millions of people in the United States are saddled with medical debt, with one in five Americans currently in collections for medical...

How Many Credit Cards Are Too Many?

by Tyler Brunell | October 1, 2024 | Credit | 0 Comments

Credit cards play an essential role in personal finance, offering a convenient way to make purchases, build credit, and earn rewards. But...

What Happens if You Miss a Car Payment?

by Tristini Tomlinson | September 18, 2024 | Credit, Debt | 0 Comments

Financial stability is a crucial aspect of personal well-being, and missing a car payment can be a significant source of stress. A missed...

What to do If a Debt Collector Calls You

by Abigail Masterson | September 10, 2024 | Debt | 0 Comments

Debt Collectors Keep Calling Me!  No one likes getting calls from debt collectors. Owing money to a group of strangers who...

How to Pay Off Debt Fast

by Brian Acton | September 3, 2024 | Debt | 0 Comments

Paying off your debt fast comes with many short-term and long-term benefits. It can help you build strong credit over time with a positive...

How Can Credit Cards Help Your Credit Score?

by Tyler Brunell | August 29, 2024 | Credit | 0 Comments

In today’s financial landscape, your credit score holds the power to make or break your financial health. With the potential to save or...

Missed Credit Card Payment by 1 Day? Here’s What Happens if you Miss a Credit Card Payment

by Tyler Brunell | August 28, 2024 | Credit | 0 Comments

Missing a credit card payment, even by just a day, can have a series of consequences that might surprise you. Whether it’s an oversight or...

What Makes a Good Credit Score?

by Kristin Austin | August 15, 2024 | Credit | 0 Comments

What is a good credit score, and how do you determine what makes it good or not? If you’ve ever applied for a significant loan, like for a...

How Do Medical Bills Affect Your Credit?

by Tyler Brunell | August 9, 2024 | Credit, Debt | 0 Comments

Dealing with medical bills can be overwhelming, especially when you're unsure how they might affect your credit score. Understanding the...

What Is the Best Way to Pay Off Credit Card Debt?

by Kristin Austin | August 9, 2024 | Debt | 0 Comments

If you're dealing with credit card debt, you're not alone. Millions of Americans struggle with carrying balances and paying high interest...

Quadpay (Zip): Is Paying Later Worth It?

by Abigail Masterson | August 5, 2024 | Credit | 0 Comments

Zip — formerly Quadpay — is a “Buy now. Pay later.” platform. They allow you to “split any purchase into 4 interest‑free installments over...

“Car Dealership Ran My Credit Multiple Times” – Here’s What to Do

by Abigail Masterson | August 5, 2024 | Credit | 0 Comments

If you’ve been vehicle shopping recently, you might have noticed that the car dealership ran your credit multiple times. Don’t panic just...

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Credit & Debt provides answers to all of the financial questions life may throw at you. Explore our articles and videos below to find answers.

Should you take out Parent PLUS Loans?

by Ask Abby | Videos

https://www.youtube.com/watch?v=7b8u56bEgMQ Have you heard of Parent PLUS Loans? Have you heard...

How do I make the most of my unemployment benefits?

by Ask Abby | Videos

https://www.youtube.com/watch?v=CjnXNcCnuz8 We are talking about a huge problem right now! In...

What if I haven’t gotten my stimulus check?

by Ask Abby | Videos

https://www.youtube.com/watch?v=hNagbQFkxPw The CARES Act addressed a lot of these relief options,...

How do student loans affect my credit score?

by Ask Abby | Videos

https://www.youtube.com/watch?v=fF7ZIf7nkBs Do student loans affect your credit score? Can you...

What happens once COVID 19 unemployment benefits run out?

by Ask Abby | Videos

https://www.youtube.com/watch?v=QRMHDzF3OFg Those additional $600 unemployment checks expire this...

How do I pay my loans during the pandemic?

by Ask Abby | Videos

https://www.youtube.com/watch?v=iLycfdfNhng Are you paying your student loan payments right now?...

How do certain actions affect my credit score?

by Ask Abby | Videos

https://www.youtube.com/watch?v=zfe56gJc6Ys Hello everyone and thank you for tuning into Ask Abby,...

The Importance of Planning Your College Finances The Cost of Your Degree (Part 1)

by Abigail Masterson | Videos

https://www.youtube.com/watch?v=1bspGDT0mkE&t=4s

Coronavirus Stimulus Check

by Ask Abby | Videos

https://www.youtube.com/watch?v=jrkIYCB8Wzo

Coronavirus Stimulus Check Scams

by Ask Abby | Videos

https://www.youtube.com/watch?v=IJZ4ccW5uco

Financial Advice From Expert Jennifer Rodriguez

by Ask Abby | Videos

https://www.youtube.com/watch?v=UaxPIMMEa1w

Spring Clean Your Finances During Covid-19

by Ask Abby | Videos

https://www.youtube.com/watch?v=_gQll7wbPHw

Money Tips & Resources ✍

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Do you have questions about how to manage your money, reduce your debt, or improve your credit score? We have answers!