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Do you have questions about how to manage your money, reduce your debt, or improve your credit score? We have answers!
Credit & Debt provides answers to all of the financial questions life may throw at you. Explore our articles and videos below to find answers. Or, reach out to our financial expert, Abby, for a personalized video at askabby@creditanddebt.org.
Why Did My Credit Score Go Down? 10 Reasons Why It Changed
“Why did my credit score go down when nothing changed?” This is a common question our financial...
Asset Protection Planning for Personal & Business Assets
What is asset protection planning? Asset protection is when you have a plan in place to protect...
Understanding Business Credit Scores vs. Personal Credit Scores
Just like personal credit scores, business credit scores indicate to lenders, credit agencies,...
Federal Loans vs. Private Student Loans: What’s the Difference?
Paying for your college education is expensive. And after applying for possible grants and...
Will Biden Cancel Student Debt? Here’s What We Think
Students have been hopeful with the recent economic challenges around the world that the federal...
What is the Minimum Credit Score to Buy a House?
So it’s time to buy a home! Typically, you need a credit score of at least 620 to secure a loan...
Quadpay (Zip): Is Paying Later Worth It?
Quadpay — now Zip — is a “Buy now. Pay later.” platform. They allow you to “split any purchase...
How to Read Credit Card Statements & Balances
Getting a credit card is an exciting milestone in life, just like getting your driver’s license or...
“Car Dealership Ran My Credit Multiple Times” – Here’s What to Do
If you’ve been vehicle shopping recently, you might have noticed that the car dealership ran your...
FAFSA Documents Checklist: What You Need to Fill Out the FAFSA
The Free Application for Federal Student Aid (FAFSA) is a form used to determine a student’s...
How Balance Transfers Work: Do Balance Transfers Hurt Your Credit?
Many people wonder how balance transfers work and if balance transfers hurt their credit score....
How to Build Credit While in College
Just like a college degree, good credit can create financial possibilities you only ever dreamed...