Money Tips & Resources ✍

How Many Credit Cards Are Too Many?

by Tyler Brunell | October 1, 2024 | Credit | 0 Comments

Credit cards play an essential role in personal finance, offering a convenient way to make purchases, build credit, and earn rewards. But...

What Happens if You Miss a Car Payment?

by Tristini Tomlinson | September 18, 2024 | Credit, Debt | 0 Comments

Financial stability is a crucial aspect of personal well-being, and missing a car payment can be a significant source of stress. A missed...

What to do If a Debt Collector Calls You

by Abigail Masterson | September 10, 2024 | Debt | 0 Comments

Debt Collectors Keep Calling Me!  No one likes getting calls from debt collectors. Owing money to a group of strangers who have ...

How to Pay Off Debt Fast

by Brian Acton | September 3, 2024 | Debt | 0 Comments

Paying off your debt fast comes with many short-term and long-term benefits. It can help you build strong credit over time with a positive...

How Can Credit Cards Help Your Credit Score?

by Tyler Brunell | August 29, 2024 | Credit | 0 Comments

In today’s financial landscape, your credit score holds the power to make or break your financial health. With the potential to save or...

Missed Credit Card Payment by 1 Day? Here’s What Happens if you Miss a Credit Card Payment

by Tyler Brunell | August 28, 2024 | Credit | 0 Comments

Missing a credit card payment, even by just a day, can have a series of consequences that might surprise you. Whether it’s an oversight or...

What Makes a Good Credit Score?

by Kristin Austin | August 15, 2024 | Credit | 0 Comments

What is a good credit score, and how do you determine what makes it good or not? If you’ve ever applied for a significant loan, like for a...

How Do Medical Bills Affect Your Credit?

by Tyler Brunell | August 9, 2024 | Credit, Debt | 0 Comments

Dealing with medical bills can be overwhelming, especially when you're unsure how they might affect your credit score. Understanding the...

What Is the Best Way to Pay Off Credit Card Debt?

by Kristin Austin | August 9, 2024 | Debt | 0 Comments

If you're dealing with credit card debt, you're not alone. Millions of Americans struggle with carrying balances and paying high interest...

Quadpay (Zip): Is Paying Later Worth It?

by Abigail Masterson | August 5, 2024 | Credit | 0 Comments

Zip — formerly Quadpay — is a “Buy now. Pay later.” platform. They allow you to “split any purchase into 4 interest‑free installments over...

How Balance Transfers Work: Do Balance Transfers Hurt Your Credit?

by Abigail Masterson | August 5, 2024 | Credit | 0 Comments

Many people wonder how balance transfers work and if balance transfers hurt their credit score. Balance transfers are a good idea when...

“Car Dealership Ran My Credit Multiple Times” – Here’s What to Do

by Abigail Masterson | August 5, 2024 | Credit | 0 Comments

If you’ve been vehicle shopping recently, you might have noticed that the car dealership ran your credit multiple times. Don’t panic just...

Does Debt Consolidation Affect Buying a Home?

by Tyler Brunell | July 30, 2024 | Debt | 0 Comments

Debt consolidation can be a helpful tool for managing multiple debts, but does debt consolidation affect buying a home? This article...

Pay Off Debt or Save for Emergencies: Which Comes First?

by Tyler Brunell | July 29, 2024 | Budgeting, Debt | 0 Comments

Deciding whether to pay off debt or save for emergencies is a nuanced and often challenging decision. Both priorities are crucial for...

What Can Be Used as Collateral for a Personal Loan?

by Tyler Brunell | July 19, 2024 | Debt, Loans | 0 Comments

It's critical to clearly understand collateral when considering a secured personal loan. Collateral can significantly impact your loan...

What is a Balance Transfer Credit Card?

by Tyler Brunell | July 18, 2024 | Credit, Debt | 0 Comments

Managing credit card debt can be challenging, especially with high interest rates. One effective strategy is using a balance transfer...

Who Can Access Your Credit Report Without Permission?

by Tyler Brunell | July 3, 2024 | Credit | 0 Comments

Your credit report contains a lot of sensitive information such as your Social Security number, past addresses, and employment history....

The True Cost of Owning a Home and How to Budget for It

by Tyler Brunell | July 2, 2024 | Budgeting, Debt | 0 Comments

Buying a home is a significant milestone, but it's essential to understand the true cost of owning a home beyond the purchase price. From...

2025 Tax Planning Made Easy: Key Changes and Strategies

by Tyler Brunell | June 25, 2024 | Budgeting | 0 Comments

When it comes to planning for the 2024 tax year (due in 2025), the earlier you can start, the better. Understanding the changes and...

Money Psychology: What’s Your Money Mindset?

by Tyler Brunell | June 25, 2024 | Budgeting, Debt | 0 Comments

Understanding your money mindset can profoundly impact your financial decisions and well-being. Your beliefs and attitudes toward money...

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Good Debt and Bad Debt: A Practical Guide

by Mike S | Debt

Before embarking on any borrowing endeavor, it's imperative to evaluate whether the loan aligns...

Does Debt Relief Hurt Your Credit?

by Tyler Brunell | Credit, Debt, Featured

As we approach Debt Awareness Week, the average American household now has more than $100,000...

How to Get Your Free Annual Credit Report: A Step-by-Step Guide

by Ronnie Lopez | Credit

Are you interested in your credit report and scores? Here, we walk you through the process of...

What are Interest Rates? How Does Interest Work?

by Kristin Austin | Credit, Loans

Interest rates are a fundamental aspect of the financial world, impacting everything from loans to...

Spending Habits Can be Changed

by Abigail Masterson | Budgeting

Many people will agree that working to improve their financial situation, repay debt, and better...

The Hidden Costs of Debt (And How to Break Up With It)

by Madison Ervin | Budgeting, Debt

Debt is an almost inescapable companion in the modern financial landscape. The financial burdens...

How to Get Out of Debt and Manage Finances in 2024

by Madison Ervin | Budgeting, Debt

Is your New Year’s resolution to get out of debt and manage your finances better in 2024? As we...

3 Tips to Create a Holiday Budget for Debt-Free Holidays

by Madison Ervin | Budgeting

The holiday season is a time of joy and celebration. However, the looming financial strain from...

How to Save Money During the Holidays

by Madison Ervin | Budgeting

The holidays are right around the corner! As such, there's a good chance you've already started to...

Can’t Pay Student Loans? Here’s What You Should Do

by Madison Ervin | Loans

Student loans are one of the hottest topics in the United States right now and a common source of...

Is Refinancing Student Loans Worth It?

by Madison Ervin | Loans

It's no secret that student loans are one of the top causes of debt in the United States....

7 Ways to Lower Student Loan Payments

by Madison Ervin | Debt, Loans

We've all been there. That moment when you peek at your bank statement, only to get that sinking...

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Do you have questions about how to manage your money, reduce your debt, or improve your credit score? We have answers!