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Do you have questions about how to manage your money, reduce your debt, or improve your credit score? We have answers!
Credit & Debt provides answers to all of the financial questions life may throw at you. Explore our articles and videos below to find answers. Or, reach out to our financial expert, Abby, for a personalized video at askabby@creditanddebt.org.
Does Debt Relief Hurt Your Credit?
As we approach Debt Awareness Week, the average American household now has more than $100,000...
How to Get Your Free Annual Credit Report: A Step-by-Step Guide
Are you interested in your credit report and scores? Here, we walk you through the process of...
Understanding Debt-to-Income Ratios: A Complete Guide
What is a Debt-to-Income Ratio? If you've been exploring mortgage loans recently, you've likely...
What Makes a Good Credit Score?
What exactly is a credit score, and how do you determine whether it's good or poor? If you've ever...
What are Interest Rates? How Does Interest Work?
Interest rates are a fundamental aspect of the financial world, impacting everything from loans to...
Spending Habits Can be Changed
Many people will agree that working to improve their financial situation, repay debt, and better...
The Hidden Costs of Debt (And How to Break Up With It)
Debt is an almost inescapable companion in the modern financial landscape. The financial burdens...
How to Get Out of Debt and Manage Finances in 2024
Is your New Year’s resolution to get out of debt and manage your finances better in 2024? As we...
3 Tips to Create a Holiday Budget for Debt-Free Holidays
The holiday season is a time of joy and celebration. However, the looming financial strain from...
How to Save Money During the Holidays
The holidays are right around the corner! As such, there's a good chance you've already started to...
Can’t Pay Student Loans? Here’s What You Should Do
Student loans are one of the hottest topics in the United States right now and a common source of...
Is Refinancing Student Loans Worth It?
It's no secret that student loans are one of the top causes of debt in the United States....