Money Tips & Resources ✍🏼

How To Manage Your Credit Card Payments?

by | March 17, 2023 | Budgeting, Credit | 0 Comments

Total credit card debt set a record of $930.6 billion last year, according to CNBC. Managing credit card payments isn’t easy, but an...
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How to Break Up with Your Debt

by | February 13, 2023 | Debt | 0 Comments

Are you stuck in a relationship with your finances – or lack thereof – and often thinking about whether you should break up? Ending a...
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What to Look For in a Debt Payoff App

by | February 7, 2023 | Budgeting, Debt | 0 Comments

Most people have debt. And figuring out how to pay it off can be a huge challenge. There are lots of different debt payoff methods, such...
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5 Reasons You Need a Personal Finance App

by | February 1, 2023 | Budgeting, Debt | 0 Comments

Personal finance management has become increasingly easier with convenient, simple-to-use apps for budgeting, banking, investing and more....
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At What Age Can I Get a Credit Card?

by | November 28, 2022 | Credit | 0 Comments

Building good credit is one of those things in life that just seems so “adult.” And it’s especially important in an ever-growing cashless...
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Are Emergency Same Day Loans a Bad Idea?

by | August 10, 2022 | Loans | 0 Comments

Financial emergencies often happen quickly and unexpectedly. When you don’t have the cash you need, that’s where emergency loans can come...
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How to Plan and Save Money for a Family Vacation

by | July 23, 2022 | Budgeting | 0 Comments

Family vacations create some of the best memories you and your loved ones could ever experience together. You should never feel like your...
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How Much to Budget for Vacation – Free Vacation Budget Worksheet

by | July 22, 2022 | Budgeting | 0 Comments

Going on a vacation can relieve built-up mental and physical stress. You don’t want to ruin that relief by creating debt stress while on...
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What Happens If You Don’t Pay Medical Bills?

by | May 4, 2022 | Debt | 0 Comments

Your health is more important than any credit score and when the unexpected happens (as it usually does), sometimes you have to pay a...
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Why Did My Credit Score Go Down? 10 Reasons Why It Changed

by | April 22, 2022 | Credit, Featured | 0 Comments

“Why did my credit score go down when nothing changed?” This is a common question our financial coaches are asked. The truth is, credit...
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Asset Protection Planning for Personal & Business Assets

by | March 18, 2022 | Debt, Featured | 0 Comments

What is asset protection planning? Asset protection is when you have a plan in place to protect your wealth. It’s a form of financial...
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Understanding Business Credit Scores vs. Personal Credit Scores

by | February 8, 2022 | Credit | 0 Comments

Just like personal credit scores, business credit scores indicate to lenders, credit agencies, vendors or suppliers just how reliable you...
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Federal Loans vs. Private Student Loans: What’s the Difference?

by | February 6, 2022 | Student Loans | 0 Comments

Paying for your college education is expensive. And after applying for possible grants and scholarships, federal student loans are the...
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Will Biden Cancel Student Debt? Here’s What We Think

by | February 4, 2022 | Student Loans | 0 Comments

Students have been hopeful with the recent economic challenges around the world that the federal government might forgive their student...
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What is the Minimum Credit Score to Buy a House?

by | February 1, 2022 | Credit | 0 Comments

So it’s time to buy a home! Typically, you need a credit score of at least 620 to secure a loan from a qualified lender. This score...
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Quadpay (Zip): Is Paying Later Worth It?

by | November 30, 2021 | Credit | 0 Comments

Quadpay — now Zip — is a “Buy now. Pay later.” platform. They allow you to “split any purchase into 4 interest‑free installments over 6...
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Family Travel on a Budget: Tips for Finding Travel Deals

by | November 19, 2021 | Budgeting | 0 Comments

Costs add up quickly when you have a family! But that shouldn’t stop you from planning your dream vacation. We’ve mapped out how you can...
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How to Read Credit Card Statements & Balances

by | November 8, 2021 | Debt | 0 Comments

Getting a credit card is an exciting milestone in life, just like getting your driver’s license or turning 21. But it can be confusing to...
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“Car Dealership Ran My Credit Multiple Times” – Here’s What to Do

by | November 5, 2021 | Credit | 0 Comments

If you’ve been vehicle shopping recently, you might have noticed that the car dealership ran your credit multiple times. Don’t panic just...
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FAFSA Documents Checklist: What You Need to Fill Out the FAFSA

by | August 28, 2021 | Loans, Student Loans | 0 Comments

The Free Application for Federal Student Aid (FAFSA) is a form used to determine a student’s eligibility for financial aid, including...
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Do you have questions about how to manage your money, reduce your debt, or improve your credit score? We have answers!

Credit & Debt provides answers to all of the financial questions life may throw at you. Explore our articles and videos below to find answers. Or, reach out to our financial expert, Abby, for a personalized video at askabby@creditanddebt.org.